Predictable copays with unlimited annual max

Best for Families and individuals who want simple, predictable costs through a fixed copay schedule — including major work like crowns and implants — with no annual ceiling.

At a glance

• Annual maximum: Unlimited
• Deductible: $25 individual / $75 family
• Network: Advantage (3,000+ Utah providers)
• Waiting periods: None for preventive · 3 months basic · 6 months major

Coverage

• Preventive: 100% in-network
• Basic: Copay schedule
• Major: Copay schedule — sample copays: Crown $375 · Root canal $295 · Extraction $60 · Filling $35–$40

Important to know

• Covers general and pediatric dentists at plan copays — specialists are a 20% discount only. Confirm your client doesn't need specialist care before recommending.
• Includes implant coverage
• Orthodontics: discount only
• Out-of-network services subject to Maximum Allowable Charge (MAC)
• Waiting periods may be reduced or waived with proof of prior credible coverage

PPO flexibility with specialist access at an affordable price

Best for Clients who want traditional PPO coverage — including in-network specialists — at a lower premium, and are comfortable with a coinsurance structure.

At a glance

• Annual maximum: $1,500 per person
• Deductible: $50 individual / $150 family
• Network: Advantage Plus / PPO (3,000+ Utah providers)
• Waiting periods: None for preventive · 6 months basic · 12 months major

Coverage

• Preventive: 100% in-network · 75% out-of-network
• Basic: 75% in-network · 50% out-of-network
• Major: 50% in-network · 25% out-of-network

Important to know

• In-network specialists covered at plan benefits
• Includes implant coverage
• Orthodontics: discount only
• Major (Type 3) sub-limit of $750 per year within the $1,500 max
• Out-of-network services subject to MAC; waiting periods may be waived with prior credible coverage

Our broadest network and strong coverage — without orthodontics

Best for Clients who want the largest provider network and solid major-service coverage at a moderate premium, and don't need orthodontic benefits.

At a glance

• Annual maximum: $1,500 per person
• Deductible: $50 individual / $150 family
• Network: Premier (4,000+ Utah providers, includes specialists)
• Waiting periods: None for preventive · 6 months basic · 12 months major

Coverage

• Preventive: 100% in-network · 75% out-of-network
• Basic: 75% in-network · 50% out-of-network
• Major: 50% in-network · 25% out-of-network

Important to know

• Largest provider network of the lineup — general dentists and in-network specialists
• Includes implant coverage
• Orthodontics: discount only (no coverage)
• Major (Type 3) sub-limit of $750 per year within the $1,500 max
• See any dentist; save more in-network. Out-of-network subject to MAC.

Our richest coverage — includes orthodontics

Best for Families who use dental services regularly and want the highest annual maximum, the broadest network, and orthodontic coverage for their children.

At a glance

• Annual maximum: $2,500 per person
• Deductible: $75 individual / $225 family
• Network: Premier (4,000+ Utah providers, includes specialists)
• Waiting periods: None for preventive · 6 months basic · 12 months major · 18 months orthodontics

Coverage

• Preventive: 100% in-network · 80% out-of-network
• Basic: 80% in-network · 60% out-of-network
• Major: 50% in-network · 40% out-of-network
• Orthodontics: 50% for children up to age 19 ($1,250 lifetime max); adults discount only

Important to know

• The only plan with covered orthodontics — a strong fit for families with teens
• Includes implant coverage; general dentists and in-network specialists
• Major (Type 3) sub-limit of $1,250 per year within the $2,500 max
• Out-of-network subject to MAC; waiting periods may be waived with prior credible coverage