Why brokers partner with EMI Health

What you can tell your Arizona clients about us.

In Arizona since 2011

Ten years writing individual dental and vision in the state, on top of established group business.

5.9-day average claim turnaround

Company-wide, with 99.6% accuracy. Your clients aren't waiting on us.

1.7 million claims paid

1.03M medical and 642,000 dental. We process at real carrier scale, and we do it accurately.

GET CREDIT FOR YOUR ENROLLMENTS

To receive credit and commission for an Arizona enrollment, you must enroll your client through EMI Central — or send them a broker-specific enrollment link from your portal.

Enrollments completed through the public plan page on emihealth.com won't be credited to you.

EMI CENTRAL LOGIN

What you need to know before you meet with your next client

Selling EMI Health in Arizona — the operational details

Networks vary by plan. Each plan card below shows which network applies.

Preferred Care DHMO — EMI Health's own Arizona-based network (our most comprehensive value)

Advantage Copay — Advantage-A (EMI Health's Arizona-based PPO network)

Premier PPO — Aetna (for clients who want PPO flexibility)

Value Discount — Careington

Grandfathered plans — Dentemax

Group experience translates. Your individual clients are working with established carrier infrastructure, not a new program. EMI Health has served Arizona groups for years through these same network partnerships.

Provider search: Find a provider on emihealth.com →

Waiting periods: Options ranging from zero to six months depending on plan with the option of waiving for prior coverage. [Learn more about waiving coverage for your clients]

Effective dates and enrollment timing: Coverage begins on the first of a month. Billing dates work differently — [see how effective date and billing date differ →]

Compare Dental Plans at a Glance

The table below shows highlights for quick comparison. For full benefit details, copays, and limitations, see each plan's Summary, Fee Schedule (where applicable), and Plan Booklet.

Preferred Care

$1716 /month /month

What you get:

Most coverage for the price

See Details

Advantage Copay

$380 /month /month

What you get:

Predictable copays
Unlimited Max

See Details

Premier PPO

$498 /month /month

What you get

Traditional PPO flexibility
Coverage for out-of-network providers

See Details

Value

Discount Program

$5149 /month /month

Discount program · Not insurance

See Details

Preferred Care

Advantage Copay

Premier PPO

Value

PLAN

Plan Type

DHMO

Copay

Coinsurance

Discount Program

Network/Carrier

DHMO-AZ

Advantage-A: PPO

Premier-A: Aetna

Value-Careington

Providers-Arizona

2,800+

4,000+

9,800+

3,200+

COST

Annual Maximum

None

Unlimited

$2,500

N/A

Deductible

None

$25 individual

$75 individual

None

Waiting Periods

None

3 mo/basic & major

6 mo/basic & major

None

COVERAGE

Orthodontics

Included

Not covered

Discount only

Providers Covered

General dentists

General & pediatric dentists

General dentists & specialists

General dentists & specialists (20% discount)

Dental Plans

Preferred Care DHMO

DHMO

Preferred Care DHMO

Network/Carrier: DHMO-AZ
Providers (Arizona): 2,800+

Plan Booklet & Copay Schedule [English] Plan Booklet & Copay Schedule [Spanish]

Premium

Individual

$16.72"/mo"

Premium

Individual +1

$28.47"/mo"

Premium

Individual +2 or more

$44.16"/mo"

Providers Covered

General Dentists

Annual Maximum

None

Deductible

None

Orthodontics

Included

Advantage Copay AZ-1

COPAY

Advantage Copay AZ-1

Network/Carrier: Advantage-A: PPO
Providers (Arizona): 4,000+

Plan Summary [English] Plan Summary [Spanish] Copay & Claim Payment Schedule [English] Copay & Claim Payment Schedule [Spanish]

Premium

Individual

$38.10"/mo"

Premium

Individual +1

$74.40"/mo"

Premium

Individual +2 or more

$103.70"/mo"

Premium

Individual +3 or more

$147.80"/mo"

Providers Covered

General & pediatric dentists

Annual Maximum

Unlimited

Deductible

$25.00"per individual"

$75.00"per family"

Orthodontics

Not covered

Premier PPO AZ-1

Traditional PPO

Premier PPO AZ-1

Network/Carrier: Premiere-A: Aetna
Providers (Arizona): 9,800+

Plan Summary [English] Plan Summary [Spanish]

Premium

Individual

$49.50"/mo"

Premium

Individual +1

$98.90"/mo"

Premium

Individual +2 or more

$136.10"/mo"

Premium

Individual +3 or more

$192.10"/mo"

Providers Covered

General & specialists

Annual Maximum

$2,500

Deductible

$75 "per individual"

Orthodontics

Not covered

Value AZ-1

Discount Program

Value AZ-1

Network/Carrier: Value-Careington
Providers (Arizona): 3,200+

Plan Summary [English] Plan Summary [Spanish] Fee Schedule [English] Fee Schedule [Spanish]

Premium

Individual

$5.00"/mo"

Premium

Individual +1 or more

$9.00"/mo"

Providers Covered

General & specialists"20% discount"

Annual Maximum

N/A

Deductible

None

Orthodontics

Discount only

starting at $17/mo

Preferred Care DHMO

No annual max · No deductible · Includes orthodontics

Best for Cost-conscious families and individuals who are comfortable using one dentist for all care. Strong fit for clients who need orthodontics — most other plans at this price don't include it.

At a glance

Annual maximum: None
Deductible: None
Network: EMI Health's Arizona network, 2,800+ providers)
Waiting periods: None

Coverage

Preventive: Copay schedule (most preventive visits $5–$12)
Basic: Copay schedule
Major: Copay schedule
Orthodontics: Covered ($2,900–$4,300 depending on age and treatment scope)

Important to know

DHMO structure — your client selects one in-network dentist and uses that office for all care
All family members must use the same dental office
Covers pre-existing conditions (except procedures already in progress)
No claim forms — provider handles everything
Specialist care covered at negotiated fee, not the listed copay
Underwritten by EMI Health through Total Dental Administrators (TDA)

Plan Booklet: English | Spanish

starting at $38/mo

Advantage Copay AZ-1

Predictable copays with unlimited annual max

Best for Families and individuals who want simple, predictable costs and don't need specialist care.

At a glance

Annual maximum: Unlimited
Deductible: $25 individual / $75 family
Network: Advantage-A / PPO (4,000+ Arizona providers)
Waiting periods: None for preventive · 3 months for basic and major

Coverage

Preventive: 100% in-network
Basic: Copay schedule (see fee schedule for specific procedures)
Major: Copay schedule (see fee schedule for specific procedures)

Important to know

Covers general and pediatric dentists only — specialists are not covered. Make sure your client doesn't need specialist care before recommending.
Orthodontics not covered
Out-of-network services subject to Maximum Allowable Charge (MAC)

Plan Summary: English | Spanish

Fee Schedule: English | Spanish

starting at $49/mo

Premier PPO AZ-1

Traditional PPO flexibility with specialist coverage

Best for Clients who want flexible PPO coverage, want access to specialists, and are comfortable with a traditional coinsurance structure.

At a glance

Annual maximum: $2,500 ($1,250 Type 3 sub-limit)
Deductible: $75 individual / $225 family (applies to all types)
Network: Premier-A (Aetna) (9,800+ Arizona providers)
Waiting periods: None for preventive · 6 months for basic and major

Coverage

Preventive: 100% in-network · 75% out-of-network
Basic: 75% in-network · 50% out-of-network
Major: 50% in-network · 25% out-of-network

Important to know

Specialists covered
Orthodontics not covered
Largest provider network of the four plans
Out-of-network services subject to Maximum Allowable Charge (MAC)

Plan Summary: English | Spanish

starting at $38/mo

Value Discount Program

Dental savings program · Not insurance

Best for Cost-conscious clients who want lower out-of-pocket costs at the dentist but don't need traditional dental insurance. Often a fit for clients between jobs, on tight budgets, or who rarely use dental care.

At a glance

Plan type: Discount program — not insurance
Network: Careington
Waiting periods: None
Annual maximum: N/A — no benefits paid, no limit on use

How members save

Preventive: 20–70% savings
Basic: 20–60% savings
Major: 20–50% savings
Orthodontics: Discount only
Specialists: 20% discount

Important to know

This is a discount program, not insurance. The program does not pay for services — members pay the discounted fee directly to the provider at the time of care.
Discounts apply only at participating Careington providers in Arizona
Specific discount amounts vary by procedure (listed in the Member Schedule)
No claims to file
No annual maximum, no deductible, no waiting periods

Plan Summary: English | Spanish

Fee Schedule: English | Spanish

VSP PLUS 10-130

$9.50/mo

Solid vision coverage at a moderate price point

Allowance: $130 frame or $130 contacts

Exam copay: $10

Network: VSP Choice Plus

Plan Summary: English | Spanish

Best for clients who want reliable vision coverage without paying for a premium allowance.

VSP PLUS 10-160

$11/mo

Premium allowance for higher-end eyewear

Allowance: $160 frame or $160 contacts

Exam copay: $10

Network: VSP Choice Plus

Plan Summary: English | Spanish

Best for: Clients who want a higher frame and contact lens allowance for premium eyewear.

ADD-ON COVERAGE

Add telehealth for $7.50 a month — the whole household

Only 5% of virtual visits end up requiring an in-person exam. For the other 95%, your client talks to a board-certified doctor from their kitchen, usually within minutes, and pays nothing at the visit. One flat $7.50/mo. covers the subscriber, spouse, and every dependent (under 26)— a family of six pays the same as a single subscriber. Delivered by Recuro Health, licensed in all 50 states.

92% member satisfaction

Recuro's satisfaction score across its virtual care services.

A visit in under 10 minutes

Most urgent care visits are scheduled in nine minutes or less, 24/7 — nights, weekends, holidays.

HITRUST certified

Recuro meets the healthcare industry's most rigorous data security standard. Worth knowing before you put a client's family on it.

$0 at the visit, no claims

The monthly rate is the entire cost. No copay, no claim forms, no reimbursement to chase.

Treats

Sore throat
Cough and congestion
Cold and flu
Allergies
Rashes and skin issues
Pink eye and earaches
UTIs and yeast infections
Insect bites
Other everyday, non-emergency concerns

Getting started

Download the Recuro Care app or call 1-855-673-2876.

Download the client flyer (English) Descargar el folleto para clientes (Español)

Available 24/7 by phone or secure message. Video visits may be limited to certain hours based on provider availability. Administered by Recuro Health; visits do not generate insurance claims. Not for emergency care — call 911 in a life-threatening situation.

SUPPORT

Resources

SALES MATERIALS

Dental & Vision Plans Overview

View/Download: English | Spanish

Getting Started with EMI Health (member)

View/Download: English | Spanish

ADDITIONAL HELP

Your Arizona Contact

Ben Slaugh

Sales Manager

(801) 270-2941

bslaugh@emihealth.com

Selling dental, vision, and telehealth in Arizona since 2011

Why brokers partner with EMI Health

What you can tell your Arizona clients about us.

In Arizona since 2011

5.9-day average claim turnaround

1.7 million claims paid

What you need to know before you meet with your next client

Compare Dental Plans at a Glance

Preferred Care

Advantage Copay

Premier PPO

Value

PLAN

COST

COVERAGE

Dental Plan Details

Preferred Care DHMO

Preferred Care DHMO

Advantage Copay AZ-1

Advantage Copay AZ-1

Premier PPO AZ-1

Premier PPO AZ-1

Value AZ-1

Value AZ-1

Preferred Care DHMO

Advantage Copay AZ-1

Premier PPO AZ-1

starting at $38/mo

Value Discount Program

Vision Plans

Each plan includes:

VSP PLUS 10-130

$9.50/mo

VSP PLUS 10-160

$11/mo

Add telehealth for $7.50 a month — the whole household

92% member satisfaction

A visit in under 10 minutes

HITRUST certified

$0 at the visit, no claims

Treats

Getting started

Resources

Your Arizona Contact