.emi-enrf{background:var(--emi-enrf-bg,#fff);color:var(--emi-enrf-text,#374151);font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica,Arial,sans-serif;line-height:1.6;padding:56px 24px 72px}.emi-enrf__rail{margin:0 auto;max-width:var(--emi-enrf-rail,1100px)}.emi-enrf__eyebrow{color:var(--emi-enrf-accent,#198643);font-size:13px;font-weight:700;letter-spacing:.14em;margin:0 0 10px;text-transform:uppercase}.emi-enrf__heading{color:var(--emi-enrf-heading,#1f284a);font-size:clamp(26px,3vw,34px);font-weight:700;line-height:1.2;margin:0 0 14px;max-width:none}.emi-enrf__intro{color:#4b5563;font-size:18px;margin:0 0 28px;max-width:none}.emi-enrf__intro p{margin:0 0 12px}.emi-enrf__intro p:last-child{margin-bottom:0}.emi-enrf__tabbar{display:none;flex-wrap:wrap;gap:8px;margin-bottom:24px}.emi-enrf--js .emi-enrf__tabbar{display:flex}.emi-enrf__tab{appearance:none;-webkit-appearance:none;background:#fff;border:1px solid var(--emi-enrf-border,#e5e7eb);border-radius:999px;color:var(--emi-enrf-heading,#1f284a);cursor:pointer;font:inherit;font-size:15px;font-weight:600;padding:10px 18px;transition:border-color .15s ease,background-color .15s ease}.emi-enrf__tab:hover{border-color:var(--emi-enrf-heading,#1f284a)}.emi-enrf__tab:focus-visible{outline:2px solid var(--emi-enrf-accent,#198643);outline-offset:2px}.emi-enrf__tab[aria-selected=true]{background:var(--emi-enrf-heading,#1f284a);border-color:var(--emi-enrf-heading,#1f284a);color:#fff}.emi-enrf__selectwrap{display:none;margin-bottom:24px}.emi-enrf__selectlabel{color:#6b7280;display:block;font-size:13px;font-weight:700;letter-spacing:.08em;margin-bottom:8px;text-transform:uppercase}.emi-enrf__select{background:#fff;border-radius:10px;color:var(--emi-enrf-heading,#1f284a);font:inherit;font-size:16px;padding:12px 14px;width:100%}.emi-enrf__panel,.emi-enrf__select{border:1px solid var(--emi-enrf-border,#e5e7eb)}.emi-enrf__panel{background:var(--emi-enrf-panel-bg,#f5f6f8);border-radius:12px;margin-bottom:20px;padding:28px 30px}.emi-enrf--js .emi-enrf__panel{display:none;margin-bottom:0}.emi-enrf--js .emi-enrf__panel.is-active{display:block}.emi-enrf__panelhead{align-items:center;display:flex;flex-wrap:wrap;gap:12px;margin-bottom:14px}.emi-enrf__panelheading{color:var(--emi-enrf-heading,#1f284a);font-size:clamp(20px,2.2vw,24px);font-weight:700;line-height:1.25;margin:0;max-width:none}.emi-enrf__pill{background:var(--emi-enrf-pill-bg,#198643);border-radius:999px;color:var(--emi-enrf-pill-text,#fff);display:inline-block;font-size:13px;font-weight:700;letter-spacing:.04em;padding:5px 14px;text-transform:uppercase;white-space:nowrap}.emi-enrf__pill--alert{background:#92400e}.emi-enrf__effective{background:#fff;border-left:4px solid var(--emi-enrf-accent,#198643);border-radius:0 8px 8px 0;color:var(--emi-enrf-heading,#1f284a);font-size:16px;margin:0 0 18px;padding:12px 16px}.emi-enrf__effectivelabel{font-weight:700}.emi-enrf__body{color:var(--emi-enrf-text,#374151);font-size:16px}.emi-enrf__body p{margin:0 0 12px}.emi-enrf__body p:last-child{margin-bottom:0}.emi-enrf__body strong{color:var(--emi-enrf-heading,#1f284a)}.emi-enrf__body a{color:var(--emi-enrf-accent,#198643)}.emi-enrf__body ul{list-style:none;margin:0 0 12px;padding:0}.emi-enrf__body ul:last-child{margin-bottom:0}.emi-enrf__body li{list-style:none;margin:0 0 10px;padding-left:22px;position:relative}.emi-enrf__body li:last-child{margin-bottom:0}.emi-enrf__body li:before{background:var(--emi-enrf-accent,#198643);border-radius:50%;content:"";height:6px;left:4px;position:absolute;top:10px;width:6px}.emi-enrf__body ol{margin:0 0 12px;padding-left:20px}.emi-enrf__body ol li{padding-left:4px}.emi-enrf__body ol li:before{content:none}.emi-enrf__note{border-top:1px solid var(--emi-enrf-border,#e5e7eb);color:#6b7280;font-size:14px;margin-top:18px;padding-top:14px}.emi-enrf__note p{margin:0 0 8px}.emi-enrf__note p:last-child{margin-bottom:0}.emi-enrf__note a{color:var(--emi-enrf-accent,#198643)}.emi-enrf__submit{background:#fff;border:1px solid var(--emi-enrf-border,#e5e7eb);border-radius:12px;margin-top:28px;padding:26px 30px}.emi-enrf__submitheading{color:var(--emi-enrf-heading,#1f284a);font-size:clamp(20px,2.2vw,24px);font-weight:700;line-height:1.25;margin:0 0 12px;max-width:none}.emi-enrf__submitbody{font-size:16px}.emi-enrf__submitbody p{margin:0 0 12px}.emi-enrf__submitbody a{color:var(--emi-enrf-accent,#198643)}.emi-enrf__submitbody ul{list-style:none;margin:0 0 12px;padding:0}.emi-enrf__submitbody li{list-style:none;margin:0 0 10px;padding-left:22px;position:relative}.emi-enrf__submitbody li:before{background:var(--emi-enrf-accent,#198643);border-radius:50%;content:"";height:6px;left:4px;position:absolute;top:10px;width:6px}.emi-enrf__submitlink{color:var(--emi-enrf-accent,#198643);display:inline-block;font-size:16px;font-weight:700;text-decoration:none}.emi-enrf__submitlink:hover{text-decoration:underline}.emi-enrf__tbd{border:1px dashed #92400e;border-radius:6px;color:#92400e;display:inline-block;font-size:13px;font-weight:700;letter-spacing:.08em;padding:4px 10px}@media screen and (max-width:767px){.emi-enrf{padding:40px 20px 48px}.emi-enrf--js .emi-enrf__tabbar{display:none}.emi-enrf--js .emi-enrf__selectwrap{display:block}.emi-enrf__panel,.emi-enrf__submit{padding:22px 20px}}@media (prefers-reduced-motion:reduce){.emi-enrf__tab{transition:none}}